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For assistance with mortgage licensing contact us at:Direct Phone: (714) 656-3960
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Information herein is for educational purpose only and is not meant to be a complete statement of all state mortgage licensing requirements. Additional State and FHA mortgage licensing requirements may be required. If you need further information, we would encourage you to contact us directly.
Georgia Loan Officer Licensing
Effective July 1, 2007 all Georgia loan originators must be licensed to originate loans on properties in Georgia. HB 718 amended the Georgia Residential Mortgage Act to include the liensure of loans officers. Loan officer means a person who acts as an employee and not as an independent contractor to assist a licensee in performing one or more of the following activities to or for a consumer: accepting or offering to accept a mortgage loan application, soliciting a mortgage loan, negotiating the terms or conditions of a mortgage loan, issuing mortgage loan commitments or interest rate guarantee agreements, or advising on any aspect of a mortgage loan transaction. A lender or broker who is an approved FHA Title II supervised, nonsupervised, government, or loan correspondent mortgagee with an audited net worth of at least $150,000.00 is exempt from the new LO Licensing.
06.04.2007. 22:40
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